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In Slater's National Commercial Directory of Ireland, 1846, this was 38 Frances Street and the occupier was described as NATIONAL BANK OF IRELAND (Matthew Kelly); SUN (fire), Matthew Kelly.
In Griffith's Valuation (20 August 1855) and later revisions at the Valuation Office, this was No. 20. The occupier in 1855 was Matthew Kelly, sen..
This was House 36 in the 1901 Census of Frances Street, Kilrush and the head of family's surname was Ward.
This was House 16 in the 1911 Census of Frances Street, Kilrush and the head of family's surname was Barke [sic, bank manager].
More recently, this has been Bank of Ireland.
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Ireland